Reverse Mortgages
At Trust Lending Solutions, Lisa makes mortgage loans simple and stress-free with personalized care and expert guidance.
150+
23
Years As A Trusted Expert
Happy Clients
WHERE DOES IT APPLY?
Available Nationwide (With Local Expertise You Can Trust)
We specialize in guiding homeowners across California and beyond through the reverse mortgage process with clarity, honesty, and precision.
Local expertise matters—especially when it comes to:
Property values
Lending guidelines
Long-term planning strategies
WHY TRUST REVERSE MORTGAGES?
Backed by the U.S. Government. Regulated. Safer Than Ever.
There’s a lot of outdated misinformation about reverse mortgages.
Today’s reverse mortgage is:
FHA-insured (HECM program)
Non-recourse loan (you or heirs never owe more than the home value)
Strictly regulated with required independent counseling
Designed to protect homeowners and their families
This is NOT the reverse mortgage of the 1980s or 1990s.
WHAT IS A REVERSE MORTGAGE?
A Government-Insured Loan That Pays You
A reverse mortgage (HECM – Home Equity Conversion Mortgage) allows homeowners 62+ to convert home equity into tax-free cash, without selling the home or taking on monthly mortgage payments.*
You remain the homeowner
You keep title to your property
The loan is repaid when you sell, move, or pass away
Unlock the Wealth in Your Home — Without Selling or Making Monthly Payments
A Smarter Way for Homeowners 62+ to Increase Cash Flow, Eliminate Mortgage Payments, and Stay in the Home You Love
Access tax-free cash
Stay in your home for life
No required monthly mortgage payments
See How Much You Qualify For in Seconds
[ GET YOUR FREE CUSTOM ANALYSIS ]
[ DOWNLOAD REVERSE MORTGAGE APPLICATION (1003 PDF) ]
WHO WE HELP
Designed for Homeowners 62+ Who Want More Financial Freedom
You may be a perfect candidate if:
You own your home (or have significant equity)
You want to eliminate monthly mortgage payments
You’re looking to supplement retirement income
You want financial security without selling your home
Whether you're retired, approaching retirement, or helping aging parents—this program can completely reshape your financial future.
EDUCATION + TRUST BUILDER SECTION
What Most People Don’t Know
You can still leave your home to your heirs
You can refinance or sell at any time
You cannot be forced out as long as you meet loan obligations (taxes, insurance, maintenance)
Many financially savvy homeowners use reverse mortgages strategically—not as a last resort
BENEFITS OF A REVERSE MORTGAGE
Turn Your Home Into a Strategic Financial Tool
1. Eliminate Monthly Mortgage Payments
Free up cash flow immediately.
2. Access Tax-Free Cash*
Use it for anything: retirement, healthcare, travel, investments.
3. Stay in Your Home for Life
No need to downsize or relocate.
4. Flexible Payout Options
Lump sum
Monthly income
Line of credit
Combination of all
5. Protect Your Retirement Assets
Reduce withdrawals from your savings and investments.
WHY WORK WITH ME:
Experience You Can Trust. Strategy You Won’t Find Anywhere Else.
With over 25 years in real estate and mortgage lending, I don’t just “sell loans”—I build financial strategies tailored to your life and goals.
Here’s What Makes Me Different:
Deep expertise in reverse mortgage planning—not just transactions
Full-spectrum real estate + mortgage insight (a rare advantage)
Personalized guidance every step of the way
Transparent, pressure-free consultations
A reputation built on trust, results, and long-term relationships
FREQUENTLY ASKED QUESTIONS
Will I lose ownership of my home?
No—you remain the owner and keep title.
Can my heirs inherit the home?
Yes. They can refinance or sell the home to pay off the loan.
What if the loan balance exceeds the home value?
You or your heirs are never responsible for the difference (non-recourse protection).
Are there monthly payments?
No required mortgage payments—as long as you meet loan conditions.
Consult a financial advisor or tax professional. Reverse mortgage proceeds are typically not taxable, but individual circumstances vary.
Find Out Exactly How Much You Can Access
No pressure. No obligation. Just clarity.
Get Your Free Personalized Reverse Mortgage Strategy Session
[ START MY FREE ANALYSIS ]
Or Download Your Application Now
Get started immediately:
[ DOWNLOAD UNIFORM RESIDENTIAL LOAN APPLICATION (1003 PDF) ]
What can I use a reverse mortgage for?
You can use your funds virtually any way you choose. Whether planning ahead
or catching up, a reverse mortgage could help ease financial stress. Here are
some popular ways to put your equity to work:
Increase cash flow
Pay off higher-interest debt
Cover medical expenses
Build a financial safety net
Fund home improvements
Kickstart your retirement journey
Calculate My Reverse Mortgage Step 1: Calculator
Contact
Lisa Baniahmad
Mortgage Broker | Mortgage Loan Specialist
Reverse Mortgage Certified
Call Direct: 818.359.4145
Email: Lisa@TrustLendingSolutions.com
Visit: www.TrustLendingSolutions.com
Office: 661.702.9392 |Secure E-Fax: 661.554.7180
Dre 01497044, nmls 328265
The Bani Group, Inc.
Dre 01992261 | nmls 1889207
© 2026. Trust Lending Solutions, Inc. All rights reserved.
