Just Starting Out
Before you dive into home shopping, it helps to get grounded in the basics — starting with your mortgage paperwork and a quick run through a mortgage calculator to understand what you can comfortably afford. These two steps give you a clear picture of your financial readiness and the loan programs that might fit you best. From there, pulling your recent credit report is the final early move that rounds out your buying profile and sets you up for a smooth approval process.
Get Your Paperwork Ready
To figure out how much home you can comfortably afford — and which loan programs you’re eligible for — our team will ask for some supporting documents. The exact items can vary based on your situation and goals, but here’s a general idea of what we typically request:
2 years of federal tax returns
2 years of W‑2s and/or 1099s
Most recent 1 month of pay stubs
Most recent 2 months of bank statements
Photo ID
Completed loan application
These documents help us verify income, assets, and employment so we can match you with the best loan options available.
How Much Can You Afford?
Give your numbers some power — run them through the mortgage calculator and see what your real buying range looks like. It takes seconds and gives you instant clarity on what you can comfortably afford.
Contact
Lisa Baniahmad
Mortgage Broker | Mortgage Loan Specialist
Reverse Mortgage Certified
Call Direct: 818.359.4145
Email: Lisa@TrustLendingSolutions.com
Visit: www.TrustLendingSolutions.com
Office: 661.702.9392 |Secure E-Fax: 661.554.7180
Dre 01497044, nmls 328265
The Bani Group, Inc.
Dre 01992261 | nmls 1889207
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